Oak Park real estate and homes for sale in Illinois - Marion Digre, REALTOR® Marion Digre REALTOR(r) for Oak Park, Illinois real estate - NUMBER1EXPERT™ Marion Digre NUMBER1EXPERT(tm) for Oak Park, Illinois real estate

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Marion Digre, REALTOR®, real estate agent and broker for Oak Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 708-386-1400 ext.111.


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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Marion Digre, REALTOR®, real estate agent and broker for Oak Park Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Marion Digre
RE/MAX In The Village, Realtors

189 S. Oak Park Ave
Oak Park, IL 60302
708-386-1400 ext.111
Fax: 708-386-4328
Email: oakparkhome@NUMBER1EXPERT.com

Marion Digre is an experienced professional with an amazing track record of happy, satisfied clients. Between 70 - 80% of her business is done with repeat clients and referrals from those clients. She has been a consistent multi-million dollar producer every year she has been in the real estate business. Call or email her today!

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RE/MAX  In The Village, Realtors real estate and homes for sale in Oak Park Illinois

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